OVERVIEW:
HDFC Bank Job Notification 2024
HDFC Bank, headquartered in Mumbai, India, is one of the largest private sector banks in the country. It offers a wide range of financial products and services, including retail banking, wholesale banking, and treasury operations. Job opportunities at HDFC Bank span various roles and departments, such as:
- Retail Banking: Includes roles in branches dealing with retail customers, such as relationship managers, customer service executives, and sales executives.
- Wholesale Banking: Involves serving corporate clients and handling transactions related to large businesses. Job roles in this area may include corporate banking relationship managers, credit analysts, and treasury executives.
- Technology and Operations: Jobs related to the technology and operational aspects of banking, including IT professionals, software developers, and operations executives.
- Risk Management: Involves assessing and managing various types of risks faced by the bank. Roles in this area include risk analysts and managers.
- Human Resources, Marketing, and Administration: Support functions such as HR, marketing, and administration also offer job opportunities within the bank.
HDFC Bank Latest Job Recruitment 2024:
1)Post Name: Technical Appraiser
Location: Kottayam/Muvattupuzha
Requirement: Required Experience: 2+ years experience will be an added advantage | Education: B Tech /BE (Civil Engg)
Job Description:
Technical
1. Appraisal – Assessing Market Value of properties offered as security for Loan – Land & Building.
2. Site Visits -Visiting Properties to assess valuation and progress of work.
3. Documentation -Verification of documents like Building approvals, Plans, Estimates, etc, to ensure compliance with applicable building rules and other applicable regulations.
4. Recording of Site observations and recommending loan amount based on the assessment made based on documents and site observations.
5. Relationship Management -With customer with the channel partners.
6. Qualifications – Fresh/experienced B Tech /BE (Civil Engg) having good and consistent academic record (Min 60% marks) and good communication skills in English and Malayalam.
2)Post Name: Operations (Credit Processing) HDFC Bank Job Notification 2024
Location: Kochi
Requirement: Required Experience: 2+ years experience will be an added advantage | Education: Graduates, M Com, CA or MBA
Job Description:
Operations (Credit processing)
- Appraisal – To create a quality portfolio by managing risk through effective credit appraisal, maintaining TAT, maintaining a healthy relationship with channel partners, and being a process thinker and innovator.
- Collecting & Checking the Documents (Eg. credit, loan agreements, application forms, guarantee forms) (Legal consequences).
- Interacting with customers on the phone. It also includes managing the objections of the customers. Meeting customers and having personal discussions. Suggesting optimal solutions to customers’ needs.
- Negotiating Skills – Probing to understand customer’s needs, managing objections, Structuring solutions, closing.
Qualifications – Fresh/experienced B Com Graduates, M Com, CA or MBA having good and consistent academic record (Min 60% marks) and good communication skills in English and Malayalam
3)Post Name: Business Development
Location: Calicut/Kannur
Requirement: Required Experience: 2+ years experience will be an added advantage | Education: Graduates/Post Graduates or MBA
Job Description:
Business Development
1. Managing business relations with developers, development authorities, Corporates.
2. Promoting the products through tie-ups & events with the above entities.
3. Analyse markets, and recommend business strategies.
4. Support sales force through business source mapping.
5. Motivate the sales force through training & contests.
6. Coordinate call center & web-based activities.
7. Qualifications – Fresh/experienced Graduates/postgraduates or MBA having good and consistent academic record (Min 60% marks) and good communication skills in English and Malayalam.
4)Post Name: Operations (Front Office)
Location: Trichur/Calicut
Requirement: Required Experience: 2+ years experience will be an added advantage | Education: Graduates/Post Graduates or MBA
Job Description:
Operations (Front office)
1. Appraisal – Assess Creditworthiness and the ability of the customer to repay the loan in the future.
2. Interaction & Loan Counselling -Meeting & interacting with customers.
3. Documentation -Collecting & Checking the Documents.
4. Loan Processing/ Disbursement Process.
5. Cross-Selling -Cross-Selling of Group company products.
6. Relationship Management -With customer with the channel partners.
Qualifications – Fresh/experienced Graduates/Post Graduates or MBA having good and consistent academic record (Min 60% marks) and good communication skills in English and Malayalam
5)Post Name: Technical Appraiser
Location: Marthandam, Tamilnadu
Requirement: Required Experience: 2+ years experience will be an added advantage Education: B.Tech/M. Tech- Civil
Job Description:
Job Responsibilities
Technical Evaluation/estimation of properties.
Verifications of various technical/revenue documents to arrive at property valuation.
Meeting customers and doing personal discussion
Willing to Travel Extensively
Good communication skills, and presentation skills in English and Malayalam.
Support sales force through business source mapping & source-wise performance measurement.
Work as a team and contribute as a team, not only focus on individual brilliance.
Aggressiveness/Adaptability/Flexibility/Competitive Spirit vis-à-vis ethics
Location: Marthandam, Tamilnadu
Qualification: B.Tech/M. Tech- Civil
Remarks: 2+ years of experience will be an added advantage.
6)Post Name: Manager Audit & Regulatory Compliance
Location: Mumbai
Requirement: Required Experience: 10 to 15 years
Education: Chartered Accountant
Job Description:
Profile for Manager Audit & Regulatory Compliance – Credit Risk
Qualifications: Chartered Accountant
Work Experience: 10 to 15 years of experience working in the Credit Risk function of any Financial Institution/Bank handling ECL-related matters under IFRS 9, regulatory reporting to NHB/RBI, and handling statutory auditors/regulators.
Job Description:
- Assisting in developing models and tools to estimate collectability, loan loss, and loss given Defaults under Indian Accounting Standards (IndAS)
- Handling assignments in the computation of NPA/ provisioning and in regulatory reporting.
- Interpretation of RBI/NHB circulars & working on regulatory reports.
- Co-ordinating with the IT team for system automation by developing modules for computation of Expected credit loss, loss given default, and Probability of default as per Indian Accounting Standard 109
- Coordinating within internal departments and Internal auditors for various Internal controls and testing audits.
7)Post Name: Credit Appraiser-Ca-Retail Lending
Location: Pune
Requirement: Required Experience: 1-5
Education: CA
Job Description:
– Assess credit worthiness of the self-employed/salaried customers.
– Customer interaction vis a vis loan appraisal and loan servicing requirements.
– Meeting customers and having personal discussions. Suggesting optimal solutions to customers’ needs.
– Business visit and Verification.
– Collection and verification of documents.
– Recommending the proposal for approval.
– Planning and execution of ways to source new and incremental business.
Desired Candidate Profile
The above position requires high energy levels, integrity, customer orientation, excellent communication skills (oral and written), convincing skills, process orientation, time management, teamwork skills and a strong determination to achieve results.
8)Post Name: Credit Appraisal-Retail Lending
Location: Patna
Requirement: Required Experience: 7-8
Education: CA
Job Description:
Assess the worthiness of the employed customers
Customer interaction on the phone vis loan appraisal and loan servicing requirements
Perusal & Analysis of Credit Documents
Recommending the loan for approval
Coordination with channel partners
Inter-departmental coordination.
Desired Candidate Profile
The above position requires high energy levels, integrity, customer orientation, excellent communication skills (oral and written), convincing skills, process orientation, time management, teamwork skills, and a strong determination to achieve results.
9)Post Name: Legal Appraiser
Location: Delhi
Requirement: Required Experience: 2-4
Education: LL.B
Job Description:
Job Description – – Appraisal of Project Files (with updated knowledge of Property Laws), Appraisal of title documents relating to Individual loans. – Providing legal advice on retail lending issues concerning Property, Security Creation, and Title Verification. – Handling compliance issues. Drafting and structuring of various lending arrangements with builders. – Drafting of Retail Loan Agreements and replies for Legal Notices.
The job profile also includes- – Certifications of legal documents related to property under the mortgage, vetting of reports issued by third-party advocates, perusing and opining on the title of the property owner;/Reviewing and verifying legal documents, and advising clients of their rights on acquiring residential and commercial properties under the property law and other related laws of the land – Ensuring compliance of the organization under local and central laws, Drafting of agreements like leave and license agreements/contract staffing agreements/service agreements, undertakings, declarations, affidavits, trust and security indemnity bonds, mortgage deeds, reconveyance deeds, letter of guarantee, etc; Drafting replies to legal notices and complains received from clients, statutory bodies, etc on behalf of the organization;
Desired Candidate Profile
Desired candidate profile- – Working Knowledge of topics related to various provisions of the Transfer of Property Act, Indian Companies Act, SARFAESI Act, Indian Registration Act, Indian Stamps Act, RERA Act, and other applicable local laws; The candidate must have relevant knowledge on Property Laws, Business Laws, Corporate laws and ability in drafting various legal documents.
The candidate must possess excellent command over English (spoken and written) and should be able to read in the local language (Tamil). The candidate should have the ability to explain and guide a layman on legal documents required for property transactions with considerable patience and empathy and ensure that his/her legal knowledge promotes the growth of the business. We require self-motivated candidates, who have strong interpersonal / team working skills and a deep sense of commitment to customer service.
10)Post Name: Recoveries/Collections Field Officer
Location: Mumbai
Requirement: Required Experience: Maximum 3 to 7 years of experience with a Bank or NBFC. Should have been on the rolls of the bank/ institution (even a fresher with the right kind of skills and inclination towards fieldwork can be considered)
Education: Postgraduate in Management
Job Description:
Visiting/contacting borrowers for recovery of overdue accounts, and managing accounts in delinquency. Appraising defaulting cases and making suitable recommendations.
Desired Candidate Profile
- He should be willing to travel and undertake extensive outdoor activities.
- The candidate should have excellent communication, interpersonal, and liaison skills, should be persuasive, and should possess very good negotiation skills.
- He should possess analytical skills and basic accounting knowledge.
- Proficiency in regional language and English will be essential.
- Knowledge of MS OFFICE is essential.
- Knowledge of commercial law and the SRFAESI Act would be an advantage
- Should be a team player.
Preferred location of Residence of candidates?
Beyond Thane ( eg. Ambernath, Dombivali, Kalyan, Badlapur ) &
Borivali and beyond ( eg. Nallasopara, Virar, Vasai, Boiser, Palghar )
11)Post Name: Recovery/Collections Officer
Location: Coimbatore
Requirement: Required Experience: 1-4 Years
Education: Post Graduate in Management or Law
Job Description:
Recovery of outstanding dues- Following up and dealing with the borrowers who are defaulting in payment, regularly to ensure outstanding dues are recovered. To also appraise default cases and make suitable recommendations accordingly.
Portfolio/Delinquency Management- To use IT-driven recovery tools, legal-based resolution techniques, and portfolio credit risk assessment tools to manage the loan portfolio and control delinquencies.
NPA Management- To take all necessary steps including timely and appropriate legal action for resolution and recovery of NPA accounts.
MIS Review- All the recovery-related information is to be reviewed and analyzed which will help manage the portfolio.
Desired Candidate Profile
Strong command over verbal/written communication and should be a good listener (Proficiency in regional language is a mandate). To exhibit a high level of integrity and business ethics. Should have strong negotiation skills, liaison skills, and be persuasive to choose the alternative that is most desirable in resolving delinquencies. Should be aware of the relevant laws and acts (including amendments) including SARFAESI. Should be willing to travel extensively within the region.
12)Post Name: Relationship Manager – Retail Lending
Location: Bangalore
Requirement: Required Experience: 0-5
Education: PG – MBA / PGDM – Finance, Marketing
Job Description:
It involves meeting & interacting with retail customers, assessing their creditworthiness, identifying their specific needs, and suggesting optimal solutions. It also involves loan processing, creating and retaining quality portfolios through counseling, risk management, process improvement, and commitment to external and internal customers through effective communication thereby adding value to customers and HDFC. Enhancing business from existing corporates, establishing new arrangements with corporates/developers for generating business for HDFC Ltd.
Desired Candidate Profile
The candidate should have the ability to explain and market the various products offered with considerable patience and empathy and ensure that his knowledge/skill promotes the growth of the business. The above position requires high energy levels, integrity, customer orientation, excellent communication skills (oral and written), convincing skills, process orientation, time management, teamwork skills, and a strong determination to achieve results
13)Post Name: Credit Appraiser- Self-Employed
Location: Mumbai
Requirement: Required Experience: 0-2
Education: CA (Chartered Accountant)
Job Description:
– Assess credit creditworthiness of self-employed customers.
-Customer interaction vis a vis loan appraisal and loan servicing requirements
– Meeting customers and having personal discussions. Suggesting optimal
solutions to customers’ needs
– Business visit and Verification.
– Collection and verification of documents
– Recommending the proposal for approval
– Planning and execution of ways to source new and incremental business
Desired Candidate Profile
The above position requires high energy levels, integrity, customer orientation, excellent communication skills (oral and written), convincing skills, process orientation, time management, teamwork skills, and a strong determination to achieve results.
14)Post Name: Relationship Manager – Retail Lending
Location: Mumbai
Requirement: Required Experience: 0-5
Education: PG – MBA/PGDM – Finance, Marketing
Job Description:
It involves meeting & interacting with retail customers, assessing their creditworthiness, identifying their specific needs, and suggesting optimal solutions. It also involves loan processing, creating and retaining quality portfolios through counseling, risk management, process improvement, and commitment to external and internal customers through effective communication thereby adding value to customers and HDFC. Enhancing business from existing corporates, establishing new arrangements with corporates/developers for generating business for HDFC Ltd.
Desired Candidate Profile
The candidate should have the ability to explain and market the various products offered with considerable patience and empathy and ensure that his knowledge/skill promotes the growth of the business. The above position requires high energy levels, integrity, customer orientation, excellent communication skills (oral and written), convincing skills, process orientation, time management, teamwork skills, and a strong determination to achieve results.
15)Post Name: Recoveries/Collections Field Officer
Location: Mumbai
Requirement: Required Experience: Maximum 3 to 7 years of experience with a Bank or NBFC. Should have been on the rolls of the bank/ institution (even a fresher with the right kind of skills and inclination towards fieldwork can be considered)
Education: Postgraduate in Management
Job Description:
Visiting/contacting borrowers for recovery of overdue accounts, and managing accounts in delinquency. Appraising defaulting cases and making suitable recommendations.
Desired Candidate Profile
- He should be willing to travel and undertake extensive outdoor activities.
- The candidate should have excellent communication, interpersonal, and liaison skills, should be persuasive, and should possess very good negotiation skills.
- He should possess analytical skills and basic accounting knowledge.
- Proficiency in regional language and English will be essential.
- Knowledge of MS OFFICE is essential.
- Knowledge of commercial law and the SRFAESI Act would be an advantage
- Should be a team player.
Preferred location of Residence of candidates?
Beyond Thane ( eg. Ambernath, Dombivali, Kalyan, Badlapur ) &
Borivali and beyond ( eg. Nallasopara, Virar, Vasai, Boiser, Palghar )
16)Post Name: Recovery/Collections Officer
Location: Coimbatore
Requirement: Required Experience: 1-4 Years
Education: Post Graduate in Management or Law
Job Description:
Recovery of outstanding dues- Following up and dealing with the borrowers who are defaulting in payment, regularly to ensure outstanding dues are recovered. To also appraise default cases and make suitable recommendations accordingly.
Portfolio/Delinquency Management- To use IT-driven recovery tools, legal-based resolution techniques, and portfolio credit risk assessment tools to manage the loan portfolio and control delinquencies.
NPA Management- To take all necessary steps including timely and appropriate legal action for resolution and recovery of NPA accounts.
MIS Review- All the recovery-related information is to be reviewed and analyzed which will help manage the portfolio.
Desired Candidate Profile
Strong command over verbal/written communication and should be a good listener (Proficiency in regional language is a mandate). To exhibit a high level of integrity and business ethics. Should have strong negotiation skills, and liaison skills and be persuasive in choosing the alternative that is most desirable in resolving delinquencies. Should be aware of the relevant laws and acts (including amendments) including SARFAESI. Should be willing to travel extensively within the region.
17)Post Name: Relationship Manager – Retail Lending
Location: Bangalore
Requirement: Required Experience: 0-5
Education: PG – MBA / PGDM – Finance, Marketing
Job Description:
It involves meeting & interacting with retail customers, assessing their creditworthiness, identifying their specific needs, and suggesting optimal solutions. It also involves loan processing, creating and retaining quality portfolios through counseling, risk management, process improvement, and commitment to external and internal customers through effective communication thereby adding value to customers and HDFC. Enhancing business from existing corporates, establishing new arrangements with corporates/developers for generating business for HDFC Ltd.
Desired Candidate Profile
The candidate should have the ability to explain and market the various products offered with considerable patience and empathy and ensure that his knowledge/skill promotes the growth of the business. The above position requires high energy levels, integrity, customer orientation, excellent communication skills (oral and written), convincing skills, process orientation, time management, teamwork skills, and a strong determination to achieve results
18)Post Name: Credit Appraiser- Self Employed
Location: Mumbai
Requirement: Required Experience: 0-2
Education: CA (Chartered Accountant)
Job Description:
Assess credit worthiness of the self-employed customers.
-Customer interaction vis a vis loan appraisal and loan servicing requirements
– Meeting customers and having personal discussions. Suggesting optimal
solutions to customers’ need
– Business visit and Verification.
– Collection and verification of documents
– Recommending the proposal for approval
– Planning and execution of ways to source new and incremental business
Desired Candidate Profile
The above position requires high energy levels, integrity, customer orientation, excellent communication skills (oral and written), convincing skills, process orientation, time management, teamwork skills, and a strong determination to achieve results.
2)Post Name: Relationship Manager
Location: Mumbai
Requirement: Required Experience: 0-5
Education: PG – MBA/PGDM – Finance, Marketing
Job Description:
It involves meeting & interacting with retail customers, assessing their creditworthiness, identifying their specific needs, and suggesting optimal solutions. It also involves loan processing, creating and retaining quality portfolios through counseling, risk management, process improvement, and commitment to external and internal customers through effective communication thereby adding value to customers and HDFC. Enhancing business from existing corporates, establishing new arrangements with corporates/developers for generating business for HDFC Ltd.
Desired Candidate Profile
The candidate should have the ability to explain and market the various products offered with considerable patience and empathy and ensure that his knowledge/skill promotes the growth of the business. The above position requires high energy levels, integrity, customer orientation, excellent communication skills (oral and written), convincing skills, process orientation, time management, teamwork skills, and a strong determination to achieve results.
19)Post Name: Recoveries/Collections Field Officer
Location: Mumbai
Requirement: Required Experience: Maximum 3 to 7 years of experience with a Bank or NBFC. Should have been on the rolls of the bank/ institution (even a fresher with the right kind of skills and inclination towards fieldwork can be considered)
Education: Postgraduate in Management
Job Description:
Visiting/contacting borrowers for recovery of overdue accounts, and managing accounts in delinquency. Appraising defaulting cases and making suitable recommendations.
Desired Candidate Profile
- He should be willing to travel and undertake extensive outdoor activities.
- The candidate should have excellent communication, interpersonal, and liaison skills, should be persuasive, and should possess very good negotiation skills.
- He should possess analytical skills and basic accounting knowledge.
- Proficiency in regional language and English will be essential.
- Knowledge of MS OFFICE is essential.
- Knowledge of commercial law and the SRFAESI Act would be an advantage
- Should be a team player.
Preferred location of Residence of candidates?
Beyond Thane ( eg. Ambernath, Dombivali, Kalyan, Badlapur ) &
Borivali and beyond ( eg. Nallasopara, Virar, Vasai, Boiser, Palghar )
20)Post Name: Recovery/Collections Officer
Location: Coimbatore
Requirement: Required Experience: 1-4 Years
Education: Post Graduate in Management or Law
Job Description:
Recovery of outstanding dues- Following up and dealing with the borrowers who are defaulting in payment, regularly to ensure outstanding dues are recovered. To also appraise default cases and make suitable recommendations accordingly.
Portfolio/Delinquency Management- To use IT-driven recovery tools, legal-based resolution techniques, and portfolio credit risk assessment tools to manage the loan portfolio and control delinquencies.
NPA Management- To take all necessary steps including timely and appropriate legal action for resolution and recovery of NPA accounts.
MIS Review- All the recovery-related information is to be reviewed and analyzed which will help manage the portfolio.
Desired Candidate Profile
Strong command over verbal/written communication and should be a good listener (Proficiency in regional language is a mandate). To exhibit a high level of integrity and business ethics. Should have strong negotiation skills, liaison skills, and be persuasive to choose the alternative that is most desirable in resolving delinquencies. Should be aware of the relevant laws and acts (including amendments) including SARFAESI. Should be willing to travel extensively within the region.
21)Post Name: Relationship Manager – Retail Lending
Location: Bangalore
Requirement: Required Experience: 0-5
Education: PG – MBA / PGDM – Finance, Marketing
Job Description:
It involves meeting & interacting with retail customers, assessing their creditworthiness, identifying their specific needs, and suggesting optimal solutions. It also involves loan processing, creating and retaining quality portfolios through counseling, risk management, process improvement, and commitment to external and internal customers through effective communication thereby adding value to customers and HDFC. Enhancing business from existing corporates, establishing new arrangements with corporates/developers for generating business for HDFC Ltd.
Desired Candidate Profile
The candidate should have the ability to explain and market the various products offered with considerable patience and empathy and ensure that his knowledge/skill promotes the growth of the business. The above position requires high energy levels, integrity, customer orientation, excellent communication skills (oral and written), convincing skills, process orientation, time management, teamwork skills, and a strong determination to achieve results
22)Post Name: Credit Appraiser
Location: Mumbai
Requirement: Required Experience: 0-2
Education: CA (Chartered Accountant)
Job Description:
– Assess credit creditworthiness of self-employed customers.
-Customer interaction vis a vis loan appraisal and loan servicing requirements
– Meeting customers and having personal discussions. Suggesting optimal
solutions to customers’ needs
– Business visit and Verification.
– Collection and verification of documents
– Recommending the proposal for approval
– Planning and execution of ways to source new and incremental business
Desired Candidate Profile
The above position requires high energy levels, integrity, customer orientation, excellent communication skills (oral and written), convincing skills, process orientation, time management, teamwork skills, and a strong determination to achieve results.
23)Post Name: Relationship Manager
Location: Mumbai
Requirement: Required Experience: 0-5
Education: PG – MBA/PGDM – Finance, Marketing
Job Description:
It involves meeting & interacting with retail customers, assessing their creditworthiness, identifying their specific needs, and suggesting optimal solutions. It also involves loan processing, creating and retaining quality portfolios through counseling, risk management, process improvement, and commitment to external and internal customers through effective communication thereby adding value to customers and HDFC. Enhancing business from existing corporates, establishing new arrangements with corporates/developers for generating business for HDFC Ltd.
Desired Candidate Profile:
The candidate should have the ability to explain and market the various products offered with considerable patience and empathy and ensure that his knowledge/skill promotes the growth of the business. The above position requires high energy levels, integrity, customer orientation, excellent communication skills (oral and written), convincing skills, process orientation, time management, teamwork skills, and a strong determination to achieve results.
How To Apply:
You first check the criteria if you are eligible then click the Apply Now button and fill up the form
Salary: As Per HDFC Rule
Apply Link: Click Here
Official Website: Click Here
